💰 Dividend & DRIP Calculator

A dividend calculator shows how dividend income and reinvestment (DRIP) grow your investment over time. Enter your initial investment, dividend yield, growth rate, and years to see total dividends received, your final portfolio value with and without reinvestment, and a year-by-year breakdown of how compounding accelerates your income.

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Initial investment

Annual dividend yield (%)

Dividend growth rate (%/yr)

Stock price growth rate (%/yr)

Holding period (years)

Reinvest dividends (DRIP)

Total dividends earned over 20 years

$44,742.21

Final portfolio value

$106,159.76

Year 1 dividends

$321.69

Year 20 dividends

$7,480.71

Initial investment

$10,000.00

Portfolio Growth & Dividend Income Over Time

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Frequently asked questions

What is a DRIP?▾

DRIP stands for Dividend Reinvestment Plan. Instead of receiving dividend payments as cash, you automatically use them to buy more shares. Over decades, DRIP dramatically accelerates compounding.

What is a good dividend yield?▾

A dividend yield of 2–5% is generally considered healthy for established companies. Yields above 6–7% may indicate financial stress or a falling stock price — investigate before buying.

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Disclaimer: This calculator is for informational and educational purposes only. Results are estimates and not financial advice. Consult a licensed financial advisor before making financial decisions.