Debt Payoff Workbook
A structured workbook for getting out of debt on purpose instead of by accident. Start with a debt inventory sheet that captures every balance, rate, and minimum payment, then use the avalanche/snowball tracker to pick a method, order your debts, and log each payoff milestone.
What you'll get
- Debt inventory sheet — list every balance, APR, and minimum payment in one place
- Avalanche vs. snowball comparison page to choose the method that fits you
- Month-by-month payoff tracker with milestone checkboxes
- Extra-payment planner showing where each spare dollar does the most work
- Negotiation script for asking card issuers for a lower APR
- Debt-free date worksheet to project and celebrate your finish line
Debt Payoff Workbook
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